Medicaid Planning
Long-term care is expensive, and paying for nursing home care, home care services, or assisted living can quickly deplete a lifetime of savings. Medicaid is often the only practical means of covering these costs while preserving assets for a healthy spouse or the next generation. Our firm helps New York families navigate the complex Medicaid eligibility rules and plan strategically to access benefits without unnecessary financial hardship—whether you are preparing for future long-term care needs, facing an imminent nursing home admission, or managing care for a spouse or parent already receiving services.
Medicaid eligibility in New York is determined by strict income and resource limits, and the rules differ depending on whether you are single or married, living at home or in a facility, and whether you have transferred assets during the look-back period. Our attorneys analyze your financial situation, identify which assets are exempt or can be protected, and develop strategies to structure resources in ways that preserve eligibility while safeguarding your home, savings, and income for your spouse or family. For married couples, we work to maximize the community spouse resource allowance and monthly income allowance, ensuring that the spouse remaining at home retains sufficient assets and income to maintain independence and financial security.
From initial consultation through application, approval, and ongoing compliance, we are committed to helping you access the care you need while protecting the assets and security you have worked a lifetime to build. We prepare and submit applications, gather required documentation, respond to agency requests, and represent clients in appeals and fair hearings when necessary—coordinating closely with our estate planning and elder law practices to ensure that your Medicaid strategy works seamlessly with your overall plan for the future.